OUR SERVICES
FIND LOAN PRODUCTS WE OFFER
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

Welcome to J&R Funding LLC!
We pride ourselves on delivering an exceptional mortgage experience that sets us apart from the rest. Our innovative loan process, combined with our team of experts, ensures that you receive white glove service, competitive pricing, and a quick turnaround time.
With a commitment to creating a customer experience that is second to none, we assist clients in finding the perfect fit for their mortgage needs. Whether you're purchasing a new home, refinancing your mortgage, or looking to make an investment purchase, we're here to guide you every step of the way. Trust J&R Funding LLC to provide the personalized attention and expertise you deserve.
Non-QM and Conventional Loans
Welcome to the official site of JR Funding. We are a full service mortgage company based in Boca Raton, FL. We specialize in Non-QM and Conventional loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
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In terms of Purchase Loan programs, we offer the following:
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FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
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FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline |
VA Cash Out | USDA Streamline | Conventional | HARP | Commercial |
Jumbo
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What makes JR Funding unique is that we offer the following niche programs as well: Jumbo, ARMs, Fixed Rate, Reverse Mortgages, Construction, Rehab, Commercial, DSCR.
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Contact JR Funding today to discuss your mortgage loan options, and find out which loan program will best suit your needs.